As the State of California works to address a multitude of challenges facing the economy and its residents’ quality of life, there is broad agreement that the state’s astonishing cost of living and accelerating homeless problem is exacerbated by a shortage of housing, specifically housing attainable to residents at lower income levels. The California Department of Housing and Community Development (HCD) has been developing policies in response to California’s current housing challenges. ESA is on the forefront of these efforts.